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Jhaveri Credits&Cap Overview

Jhaveri Credits and Capital Limited is an Indian company that was incorporated in 1993 and is listed on the Bombay Stock Exchange since 1996. They are mainly engaged in commodity broking business on various exchanges such as NCDEX, MCX, and NSE. It is a subsidiary of Jhaveri group of companies, which are also active in share broking, depository services, mutual fund and insurance distribution, and agricultural activities. The company’s promoters are Vishnubhai Vitthalbhai Patel and his family members, who hold 74.25% of the share capital...Read More

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Jhaveri Credits&Cap Key Financials

Market Cap ₹171 Cr.

Stock P/E 70.8

P/B 1.7

Current Price ₹179.9

Book Value ₹ 106.2

Face Value 10

52W High ₹289.9

Dividend Yield 0%

52W Low ₹ 146

Jhaveri Credits&Cap Share Price

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Volume
Price

Jhaveri Credits&Cap Quarterly Price

Show Value Show %

Jhaveri Credits&Cap Peer Comparison

Jhaveri Credits&Cap Quarterly Results

#(Fig in Cr.) Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
Net Sales 0 1 5 12 6 0 1 10 22 17
Other Income 0 0 -0 1 1 2 0 0 0 2
Total Income 0 1 5 13 7 2 1 10 23 18
Total Expenditure 0 0 4 12 5 0 3 8 21 18
Operating Profit 0 1 1 1 2 2 -2 2 2 0
Interest 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0
Exceptional Income / Expenses 0 0 0 0 0 0 0 0 0 0
Profit Before Tax 0 1 1 1 2 1 -2 2 2 -0
Provision for Tax 0 0 1 0 1 0 -1 0 0 0
Profit After Tax 0 1 0 1 1 1 -1 1 1 -0
Adjustments 0 0 0 0 0 0 0 0 0 0
Profit After Adjustments 0 1 0 1 1 1 -1 1 1 -0
Adjusted Earnings Per Share 0.5 1.6 0.4 1 1.6 1.2 -1.1 1.3 1.3 -0.1

Jhaveri Credits&Cap Profit & Loss

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Net Sales 2 2 1 1 1 1 3 9 12 26 23 50
Other Income 0 0 0 0 0 0 0 1 0 0 0 2
Total Income 2 2 2 1 1 1 4 10 12 26 23 52
Total Expenditure 2 2 1 1 2 1 4 9 11 24 20 50
Operating Profit 0 0 0 0 -0 -0 -0 1 1 3 3 2
Interest 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 1 0
Exceptional Income / Expenses 0 0 -0 -0 -0 0 0 0 0 0 0 0
Profit Before Tax 0 0 0 0 -0 -0 -0 0 1 3 3 2
Provision for Tax 0 0 0 0 0 0 0 0 0 1 0 -1
Profit After Tax 0 0 -0 0 -0 -0 -0 0 1 2 2 1
Adjustments 0 0 0 0 0 0 0 0 0 0 0 0
Profit After Adjustments 0 0 -0 0 -0 -0 -0 0 1 2 2 1
Adjusted Earnings Per Share 0 0 -0 0.2 -0.7 -0.4 -0.6 0.4 1.2 1.8 2.7 1.4

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR -12% 37% 87% 28%
Operating Profit CAGR 0% 44% 0% 0%
PAT CAGR 0% 0% 0% 0%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR -11% 30% 134% 43%
ROE Average 3% 5% 3% 1%
ROCE Average 3% 7% 5% 2%

Jhaveri Credits&Cap Balance Sheet

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 8 8 8 8 8 8 7 8 8 85 88
Minority's Interest 0 0 0 0 0 0 0 0 0 0 0
Borrowings 0 0 0 0 0 0 0 3 0 1 0
Other Non-Current Liabilities 0 2 1 1 1 0 0 0 0 -0 -0
Total Current Liabilities 5 3 3 1 1 1 2 1 1 1 1
Total Liabilities 13 13 12 11 10 9 9 12 9 88 89
Fixed Assets 0 0 0 0 0 0 0 0 0 1 3
Other Non-Current Assets 2 1 1 1 1 2 2 0 0 0 32
Total Current Assets 11 12 11 10 9 7 7 12 9 86 54
Total Assets 13 13 12 11 10 9 9 12 9 88 89

Jhaveri Credits&Cap Cash Flow

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 3 7 3 5 3 3 2 0 0 0 76
Cash Flow from Operating Activities 4 -6 2 -1 -0 -1 -1 5 2 -8 -7
Cash Flow from Investing Activities 0 1 0 0 0 0 -0 -6 7 74 -5
Cash Flow from Financing Activities -0 -0 -0 -0 -0 0 -0 1 -9 10 -27
Net Cash Inflow / Outflow 4 -5 2 -2 0 -1 -2 0 -0 76 -39
Closing Cash & Cash Equivalent 7 3 5 3 3 2 0 0 0 76 37

Jhaveri Credits&Cap Ratios

# Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 0.05 0.01 -0.03 0.24 -0.73 -0.4 -0.61 0.42 1.22 1.79 2.68
CEPS(Rs) 0.11 0.06 0 0.27 -0.71 -0.38 -0.61 0.42 1.22 1.94 3.34
DPS(Rs) 0 0 0 0 0 0 0 0 0 0 0
Book NAV/Share(Rs) 12.7 12.71 12.68 12.92 12.19 11.8 11.19 11.61 12.82 91.02 93.71
Core EBITDA Margin(%) -9.69 -4.86 -8.08 4.82 -47.66 -49 -3.9 0.07 7.59 9.67 14.41
EBIT Margin(%) 8.06 5.56 10.96 21.54 -35.34 -45.37 -0.13 5.92 9.15 10.01 11.92
Pre Tax Margin(%) 2.81 0.38 5.67 17.42 -38.47 -45.6 -0.14 3.68 7.05 9.89 11.82
PAT Margin (%) 1.99 0.33 -1.6 13.79 -39.1 -47.37 -11.25 3 6.76 6.15 10.34
Cash Profit Margin (%) 4.46 2.4 0.17 15.05 -38.42 -45.8 -11.2 3.02 6.77 6.65 12.87
ROA(%) 0.23 0.04 -0.17 1.36 -4.43 -2.63 -4.35 2.6 7.46 3.33 2.73
ROE(%) 0.38 0.07 -0.26 1.9 -5.8 -3.29 -5.29 3.69 9.95 3.58 2.9
ROCE(%) 1.45 1.12 1.68 2.89 -5.24 -3.16 -0.06 5.99 11.21 5.54 3.19
Receivable days 1004.83 412.47 473.21 480.12 453.87 1004.7 169.37 59.42 0 21.61 42.09
Inventory Days 157.84 482.36 1085.42 1341.12 1270.23 2550.88 409.22 0 0 108.18 136.13
Payable days 0 0 0 0 666.35 0 156.24 57.7 33.54 5.97 0.42
PER(x) 128.16 678.65 0 0 0 0 0 11.11 49.77 268.28 62.62
Price/Book(x) 0.49 0.48 0.56 0 0.3 0.2 0.23 0.4 4.72 5.28 1.79
Dividend Yield(%) 0 0 0 0 0 0 0 0 0 0 0
EV/Net Sales(x) -1.86 0.98 0.32 3.26 -0.45 -0.33 0.43 0.65 3.35 13.63 4.83
EV/Core EBITDA(x) -17.65 12.79 2.48 14.11 1.3 0.76 -517.83 10.88 36.52 129.63 33.41
Net Sales Growth(%) -43.53 11.46 -24.15 -13.96 5.55 -55.17 548.27 159.14 28.31 125.44 -11.01
EBIT Growth(%) -73.89 -23.08 49.56 69.05 -273.17 42.45 98.16 0 98.38 146.48 5.97
PAT Growth(%) -87.52 -81.54 -466.12 843.85 -399.31 45.69 -53.92 169.09 189.25 104.98 49.62
EPS Growth(%) -87.53 -81.57 -467.42 843.39 -399.31 45.7 -53.94 169.09 189.27 47.43 49.63
Debt/Equity(x) 0.06 0.06 0.05 0 0 0 0 0.42 0 0.01 0
Current Ratio(x) 2.27 3.83 4.19 8.23 8.75 4.76 3.9 9.48 11.23 62.15 57.51
Quick Ratio(x) 2.13 2.52 2.69 4.43 4.9 2.31 1.45 9.48 11.23 56.53 47.2
Interest Cover(x) 1.54 1.07 2.07 5.22 -11.29 -196 -9 2.65 4.35 85.12 122.93
Total Debt/Mcap(x) 0.12 0.12 0.1 0 0 0 0 1.05 0 0 0

Jhaveri Credits&Cap Shareholding Pattern

# Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
Promoter 74.25 53 53.04 53.03 53.03 53.19 53.25 50.45 50.76 50.91
FII 0 3.51 3.51 3.51 3.61 4.4 4.4 4.17 4.17 4.17
DII 0 0.78 0.78 0.78 0.78 0 0 0 0 0
Public 25.75 42.71 42.66 42.67 42.58 42.41 42.35 45.39 45.07 44.92
Others 0 0 0 0 0 0 0 0 0 0
Total 100 100 100 100 100 100 100 100 100 100

Jhaveri Credits&Cap News

Jhaveri Credits&Cap Pros & Cons

Pros

  • Debtor days have improved from 5.97 to 0.42days.
  • Company has reduced debt.
  • Company is almost debt free.

Cons

  • Company has a low return on equity of 5% over the last 3 years.
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