Indian Railway Finance

₹148.1 1.2 | 0.8%

WEBSITE BSE:543257 NSE : IRFC 10 May, 16:01

Market Cap ₹193545 Cr.

Stock P/E 32.1

P/B 4

Current Price ₹148.1

Book Value ₹ 36.9

Face Value 10

52W High ₹192.8

Dividend Yield 1.01%

52W Low ₹ 31.2

Edit Ratio

Indian Railway Finance Research see more...

Overview Inc. Year: 1986Industry: Finance Term Lending

Indian Railway Finance Corporation Limited operates as a financing organisation in India. The corporation engages in borrowing funds from the monetary markets to finance the purchase/introduction of property which are leased out to the Indian Railways as finance lease. It additionally operates as a non-deposit taking non-banking monetary and infrastructure finance business enterprise. The business enterprise incorporated in 1986 and is primarily based in New Delhi, India.

Indian Railway Finance Share Price

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Peer Comparison

Indian Railway Finance Quarterly Results

#(Fig in Cr.)	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	4690	5096	5932	5627	5810	6218	6236	6679	6766	6742
Other Income	0	1	1	0	1	4	36	2	1	3
Total Income	4690	5097	5933	5627	5810	6222	6273	6681	6767	6745
Total Expenditure	28	9	82	23	34	31	47	29	34	35
Operating Profit	4662	5088	5850	5605	5776	6192	6226	6652	6734	6710
Interest Expense	3157	3491	4353	3940	4059	4554	4895	5091	5181	5104
Depreciation	3	3	5	4	4	4	3	4	2	1
Profit Before Tax	1501	1594	1493	1662	1714	1633	1328	1557	1550	1604
Provision for Tax	0	0	0	0	0	0	0	0	0	0
Profit After Tax	1501	1594	1492	1662	1714	1633	1328	1557	1550	1604
Adjustments	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	1501	1594	1492	1662	1714	1633	1328	1557	1550	1604
Adjusted Earnings Per Share	1.1	1.2	1.1	1.3	1.3	1.2	1	1.2	1.2	1.2

Indian Railway Finance Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	5550	6187	6939	7506	9047	11019	11134	13421	15770	20299	23892	26423
Other Income	2	11	1	1	1	2	0	0	0	2	41	42
Total Income	5552	6198	6940	7507	9048	11020	11134	13421	15771	20302	23933	26466
Total Expenditure	19	19	34	38	26	38	48	66	113	123	134	145
Operating Profit	5533	6179	6906	7469	9022	10982	11085	13355	15658	20179	23798	26322
Interest Expense	4078	4607	4992	5519	6888	8437	8183	10163	11237	14075	17447	20271
Depreciation	0	0	0	0	0	0	0	0	4	14	14	10
Profit Before Tax	1454	1572	1914	1950	2133	2545	2902	3192	4416	6090	6337	6039
Provision for Tax	933	871	1156	1101	1199	538	647	0	0	0	0	0
Profit After Tax	522	701	758	849	934	2007	2255	3192	4416	6090	6337	6039
Adjustments	0	0	0	0	0	0	0	-0	0	1	1	0
Profit After Adjustments	522	701	758	849	934	2007	2255	3192	4416	6090	6338	6039
Adjusted Earnings Per Share	2.2	2.1	2.1	1.9	0	3.1	2.4	2.7	3.4	4.7	4.8	4.6

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	18%	21%	17%	16%
Operating Profit CAGR	18%	21%	17%	16%
PAT CAGR	4%	26%	26%	28%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	352%	87%	NA%	NA%
ROE Average	15%	15%	13%	12%
ROCE Average	5%	5%	6%	7%

Indian Railway Finance Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	6394	7562	8682	11525	12010	13565	25029	30300	35913	40996	45470
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	52292	65042	61784	75892	96710	114854	170947	230513	320214	388417	418929
Current Liability	8393	7110	12218	14824	12797	25471	13165	17229	24995	20568	26736
Other Liabilities & Provisions	3676	4216	4963	6159	8132	8442	8	10	9	12	11
Total Liabilities	70755	83930	87647	108400	129650	162332	209148	278052	381130	449993	491147
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	13	11	9	8	7	5	13	12	12	10	14
Fixed Assets	13	13	12	12	12	11	11	11	45	38	19
Other Loans	65115	75455	80230	14279	24559	42385	3	3	19	19	47
Other Non Current Assets	449	441	464	83607	93986	105824	47	1803	626	1306	7376
Current Assets	5165	8010	6932	10494	11087	14106	209074	276223	380428	448620	483691
Total Assets	70755	83930	87647	108400	129650	162332	209148	278052	381130	449993	491147

Indian Railway Finance Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	58	105	237	5	1211	8	1	4	1	297	146
Cash Flow from Operating Activities	-8312	-10482	-1292	-16377	-19455	-27936	-41748	-62701	-89907	-64412	-28584
Cash Flow from Investing Activities	2	2	2	2	2	2	1	1	0	-5	0
Cash Flow from Financing Activities	8357	10612	1058	17582	18250	28027	41749	62697	90202	64266	28643
Net Cash Inflow / Outflow	47	132	-232	1206	-1204	92	3	-2	296	-151	60
Closing Cash & Cash Equivalent	105	237	5	1211	8	100	4	1	297	146	206

Indian Railway Finance Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	2.22	2.09	2.12	1.87	0.01	3.08	2.4	2.69	3.38	4.66	4.85
CEPS(Rs)	2.22	2.09	2.12	1.88	0.01	3.08	2.4	2.69	3.38	4.67	4.86
DPS(Rs)	0.47	0.42	0.42	0.75	0.57	0.57	0.4	0.42	1.05	1.4	1.5
Book NAV/Share(Rs)	24.64	21.87	22.71	21.04	0.18	20.78	26.68	25.5	27.48	31.37	34.79
Net Profit Margin	9.4	11.32	10.93	11.31	10.32	18.22	20.25	23.78	28	30	26.52
Operating Margin	99.69	99.86	99.53	99.5	99.72	99.67	99.56	99.51	99.26	99.34	99.55
PBT Margin	26.2	25.41	27.59	25.98	23.58	23.1	26.06	23.78	28	30	26.52
ROA(%)	0.79	0.91	0.88	0.87	0.78	1.37	1.21	1.31	1.34	1.47	1.35
ROE(%)	9.53	10.68	9.8	9.61	8.67	15.7	11.68	11.54	13.34	15.84	14.66
ROCE(%)	9.16	8.66	8.77	8.35	8.3	8.23	6.38	5.76	5.02	5.12	5.32
Price/Earnings(x)	0	0	0	0	0	0	0	0	6.79	4.6	5.49
Price/Book(x)	0	0	0	0	0	0	0	0	0.84	0.68	0.76
Dividend Yield(%)	0	0	0	0	0	0	0	0	4.58	6.53	5.64
EV/Net Sales(x)	10.94	11.52	10.79	12.1	12.48	12.83	16.46	18.34	22.36	20.5	18.97
EV/Core EBITDA(x)	10.97	11.53	10.84	12.16	12.52	12.87	16.53	18.43	22.52	20.62	19.04
Interest Earned Growth(%)	19.55	11.49	12.15	8.18	20.52	21.79	1.04	20.55	17.51	28.72	17.7
Net Profit Growth	8.48	34.34	8.22	11.92	10.03	114.96	12.33	41.57	38.35	37.9	4.06
EPS Growth(%)	-3.05	-5.73	1.22	-11.38	-99.24	0	-21.85	11.78	25.77	37.9	4.06
Interest Coverage(x) %	1.36	1.34	1.38	1.35	1.31	1.3	1.35	1.31	1.39	1.43	1.36

Indian Railway Finance Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	86.36	86.36	86.36	86.36	86.36	86.36	86.36	86.36	86.36	86.36
FII	1.09	1.12	1.02	1.05	1.01	1.14	1.13	1.13	1.15	1.08
DII	3.21	3.18	3.26	3.39	2.96	2.62	2.03	1.63	1.16	0.89
Public	9.34	9.33	9.36	9.19	9.67	9.87	10.48	10.87	11.33	11.67
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	1128.64	1128.64	1128.64	1128.64	1128.64	1128.64	1128.64	1128.64	1128.64	1128.64
FII	14.23	14.68	13.27	13.76	13.17	14.94	14.82	14.82	15	14.16
DII	41.9	41.55	42.56	44.3	38.7	34.3	26.48	21.3	15.12	11.59
Public	122.08	121.98	122.38	120.15	126.34	128.97	136.91	142.09	148.09	152.45
Others	0	0	0	0	0	0	0	0	0	0
Total	1306.85	1306.85	1306.85	1306.85	1306.85	1306.85	1306.85	1306.85	1306.85	1306.85

Pros

Company has delivered good profit growth of 25% CAGR over last 5 years

Cons

Stock is trading at 4 times its book value.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Indian Railway Finance News

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Indian Railway Finance

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Indian Railway Finance Research see more...

Overview Inc. Year: 1986Industry: Finance Term Lending

Indian Railway Finance Share Price

Alert Data

Quarterly Price

Peer Comparison

Indian Railway Finance Quarterly Results

Indian Railway Finance Profit & Loss

Growth Rates

Indian Railway Finance Balance Sheet

Indian Railway Finance Cash Flow

Indian Railway Finance Ratios

Indian Railway Finance Shareholding Pattern

Indian Railway Finance News

IPO

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