Market Cap ₹207593 Cr.
Stock P/E 32.3
P/B 4
Current Price ₹158.9
Book Value ₹ 39.4
Face Value 10
52W High ₹229.1
Dividend Yield 0.94%
52W Low ₹ 74.7
Indian Railway Finance Corporation Limited operates as a financing organisation in India. The corporation engages in borrowing funds from the monetary markets to finance the purchase/introduction of property which are leased out to the Indian Railways as finance lease. It additionally operates as a non-deposit taking non-banking monetary and infrastructure finance business enterprise. The business enterprise incorporated in 1986 and is primarily based in New Delhi, India.
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
#(Fig in Cr.) | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
---|---|---|---|---|---|---|---|---|---|---|
Operating Revenue | 5627 | 5810 | 6218 | 6194 | 6674 | 6761 | 6742 | 6474 | 6766 | 6900 |
Other Income | 0 | 1 | 4 | 36 | 2 | 1 | 3 | 4 | 0 | 1 |
Total Income | 5627 | 5810 | 6222 | 6230 | 6676 | 6762 | 6745 | 6478 | 6766 | 6900 |
Total Expenditure | 23 | 34 | 31 | 47 | 29 | 34 | 35 | 34 | 33 | 38 |
Operating Profit | 5605 | 5776 | 6192 | 6183 | 6646 | 6728 | 6710 | 6444 | 6733 | 6862 |
Interest Expense | 3940 | 4059 | 4554 | 4895 | 5091 | 5181 | 5104 | 4725 | 5155 | 5249 |
Depreciation | 4 | 4 | 4 | 3 | 4 | 2 | 1 | 2 | 2 | 1 |
Profit Before Tax | 1662 | 1714 | 1633 | 1285 | 1551 | 1545 | 1604 | 1717 | 1577 | 1613 |
Provision for Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit After Tax | 1662 | 1714 | 1633 | 1285 | 1551 | 1545 | 1604 | 1717 | 1577 | 1613 |
Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit After Adjustments | 1662 | 1714 | 1633 | 1285 | 1551 | 1545 | 1604 | 1717 | 1577 | 1613 |
Adjusted Earnings Per Share | 1.3 | 1.3 | 1.2 | 1 | 1.2 | 1.2 | 1.2 | 1.3 | 1.2 | 1.2 |
#(Fig in Cr.) | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Revenue | 6187 | 6939 | 7506 | 9047 | 11019 | 11134 | 13421 | 15770 | 20299 | 23721 | 26645 | 26882 |
Other Income | 11 | 1 | 1 | 1 | 2 | 0 | 0 | 0 | 2 | 44 | 15 | 8 |
Total Income | 6198 | 6940 | 7507 | 9048 | 11020 | 11134 | 13421 | 15771 | 20302 | 23766 | 26660 | 26889 |
Total Expenditure | 19 | 34 | 38 | 26 | 38 | 48 | 66 | 113 | 123 | 137 | 137 | 140 |
Operating Profit | 6179 | 6906 | 7469 | 9022 | 10982 | 11085 | 13355 | 15658 | 20179 | 23628 | 26523 | 26749 |
Interest Expense | 4607 | 4992 | 5519 | 6888 | 8437 | 8183 | 10163 | 11237 | 14075 | 17447 | 20101 | 20233 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 14 | 14 | 9 | 6 |
Profit Before Tax | 1572 | 1914 | 1950 | 2133 | 2545 | 2902 | 3192 | 4416 | 6090 | 6167 | 6412 | 6511 |
Provision for Tax | 871 | 1156 | 1101 | 1199 | 538 | 647 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit After Tax | 701 | 758 | 849 | 934 | 2007 | 2255 | 3192 | 4416 | 6090 | 6167 | 6412 | 6511 |
Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 0 | 1 | 1 | 0 | 0 |
Profit After Adjustments | 701 | 758 | 849 | 934 | 2007 | 2255 | 3192 | 4416 | 6090 | 6168 | 6413 | 6511 |
Adjusted Earnings Per Share | 2.1 | 2.1 | 1.9 | 0 | 3.1 | 2.4 | 2.7 | 3.4 | 4.7 | 4.7 | 4.9 | 4.9 |
# | 1 Year | 3 Year | 5 Year | 10 Year |
---|---|---|---|---|
Sales CAGR | 12% | 19% | 19% | 16% |
Operating Profit CAGR | 12% | 19% | 19% | 16% |
PAT CAGR | 4% | 13% | 23% | 25% |
# | 1 Year | 3 Year | 5 Year | 10 Year |
---|---|---|---|---|
Share Price CAGR | 93% | 89% | NA% | NA% |
ROE Average | 14% | 15% | 14% | 12% |
ROCE Average | 6% | 5% | 5% | 7% |
#(Fig in Cr.) | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|
Shareholder's Funds | 7562 | 8682 | 11525 | 12010 | 13565 | 25029 | 30300 | 35913 | 40996 | 44680 | 49179 |
Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Borrowings | 65042 | 61784 | 75892 | 96710 | 114854 | 170947 | 230513 | 320214 | 388417 | 418929 | 412032 |
Current Liability | 7110 | 12218 | 14824 | 12797 | 25471 | 13165 | 17229 | 24995 | 20568 | 26737 | 23839 |
Other Liabilities & Provisions | 4216 | 4963 | 6159 | 8132 | 8442 | 8 | 10 | 9 | 12 | 13 | 33 |
Total Liabilities | 83930 | 87647 | 108400 | 129650 | 162332 | 209148 | 278052 | 381130 | 449993 | 490359 | 485082 |
Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 11 | 9 | 8 | 7 | 5 | 13 | 12 | 12 | 10 | 14 | 54 |
Fixed Assets | 13 | 12 | 12 | 12 | 11 | 11 | 11 | 45 | 38 | 19 | 22 |
Other Loans | 75455 | 80230 | 14279 | 24559 | 42385 | 3 | 3 | 19 | 19 | 47 | 56 |
Other Non Current Assets | 441 | 464 | 83607 | 93986 | 105824 | 47 | 1803 | 626 | 1306 | 6881 | 5706 |
Current Assets | 8010 | 6932 | 10494 | 11087 | 14106 | 209074 | 276223 | 380428 | 448620 | 483399 | 479244 |
Total Assets | 83930 | 87647 | 108400 | 129650 | 162332 | 209148 | 278052 | 381130 | 449993 | 490359 | 485082 |
#(Fig in Cr.) | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|
Opening Cash & Cash Equivalents | 105 | 237 | 5 | 1211 | 8 | 1 | 4 | 1 | 297 | 106 | 163 |
Cash Flow from Operating Activities | -10482 | -1292 | -16377 | -19455 | -27936 | -41748 | -62701 | -89907 | -64412 | -28588 | 7914 |
Cash Flow from Investing Activities | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 0 | -5 | 0 | -8 |
Cash Flow from Financing Activities | 10612 | 1058 | 17582 | 18250 | 28027 | 41749 | 62697 | 90202 | 64266 | 28644 | -8046 |
Net Cash Inflow / Outflow | 132 | -232 | 1206 | -1204 | 92 | 3 | -2 | 296 | -151 | 56 | -140 |
Closing Cash & Cash Equivalent | 237 | 5 | 1211 | 8 | 100 | 4 | 1 | 297 | 146 | 163 | 23 |
# | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|
Earnings Per Share (Rs) | 2.09 | 2.12 | 1.87 | 0.01 | 3.08 | 2.4 | 2.69 | 3.38 | 4.66 | 4.72 | 4.91 |
CEPS(Rs) | 2.09 | 2.12 | 1.88 | 0.01 | 3.08 | 2.4 | 2.69 | 3.38 | 4.67 | 4.73 | 4.91 |
DPS(Rs) | 0.42 | 0.42 | 0.75 | 0.57 | 0.57 | 0.4 | 0.42 | 1.05 | 1.4 | 1.5 | 1.5 |
Book NAV/Share(Rs) | 21.87 | 22.71 | 21.04 | 0.18 | 20.78 | 26.68 | 25.5 | 27.48 | 31.37 | 34.19 | 37.63 |
Net Profit Margin | 11.32 | 10.93 | 11.31 | 10.32 | 18.22 | 20.25 | 23.78 | 28 | 30 | 26 | 24.07 |
Operating Margin | 99.86 | 99.53 | 99.5 | 99.72 | 99.67 | 99.56 | 99.51 | 99.26 | 99.34 | 99.55 | 99.51 |
PBT Margin | 25.41 | 27.59 | 25.98 | 23.58 | 23.1 | 26.06 | 23.78 | 28 | 30 | 26 | 24.07 |
ROA(%) | 0.91 | 0.88 | 0.87 | 0.78 | 1.37 | 1.21 | 1.31 | 1.34 | 1.47 | 1.31 | 1.31 |
ROE(%) | 10.68 | 9.8 | 9.61 | 8.67 | 15.7 | 11.68 | 11.54 | 13.34 | 15.84 | 14.4 | 13.66 |
ROCE(%) | 8.66 | 8.77 | 8.35 | 8.3 | 8.23 | 6.38 | 5.76 | 5.02 | 5.12 | 5.29 | 5.73 |
Price/Earnings(x) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.79 | 4.6 | 5.64 | 29.02 |
Price/Book(x) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.84 | 0.68 | 0.78 | 3.78 |
Dividend Yield(%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4.58 | 6.53 | 5.64 | 1.05 |
EV/Net Sales(x) | 11.52 | 10.79 | 12.1 | 12.48 | 12.83 | 16.46 | 18.34 | 22.36 | 20.5 | 19.1 | 22.43 |
EV/Core EBITDA(x) | 11.53 | 10.84 | 12.16 | 12.52 | 12.87 | 16.53 | 18.43 | 22.52 | 20.62 | 19.18 | 22.53 |
Interest Earned Growth(%) | 11.49 | 12.15 | 8.18 | 20.52 | 21.79 | 1.04 | 20.55 | 17.51 | 28.72 | 16.86 | 12.32 |
Net Profit Growth | 34.34 | 8.22 | 11.92 | 10.03 | 114.96 | 12.33 | 41.57 | 38.35 | 37.9 | 1.27 | 3.97 |
EPS Growth(%) | -5.73 | 1.22 | -11.38 | -99.24 | 0 | -21.85 | 11.78 | 25.77 | 37.9 | 1.27 | 3.97 |
Interest Coverage(x) % | 1.34 | 1.38 | 1.35 | 1.31 | 1.3 | 1.35 | 1.31 | 1.39 | 1.43 | 1.35 | 1.32 |
# | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
---|---|---|---|---|---|---|---|---|---|---|
Promoter | 86.36 | 86.36 | 86.36 | 86.36 | 86.36 | 86.36 | 86.36 | 86.36 | 86.36 | 86.36 |
FII | 1.02 | 1.05 | 1.01 | 1.14 | 1.13 | 1.13 | 1.15 | 1.08 | 1.11 | 1.09 |
DII | 3.26 | 3.39 | 2.96 | 2.62 | 2.03 | 1.63 | 1.16 | 0.89 | 1.08 | 1.08 |
Public | 9.36 | 9.19 | 9.67 | 9.87 | 10.48 | 10.87 | 11.33 | 11.67 | 11.45 | 11.46 |
Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
# | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
---|---|---|---|---|---|---|---|---|---|---|
Promoter | 1128.64 | 1128.64 | 1128.64 | 1128.64 | 1128.64 | 1128.64 | 1128.64 | 1128.64 | 1128.64 | 1128.64 |
FII | 13.27 | 13.76 | 13.17 | 14.94 | 14.82 | 14.82 | 15 | 14.16 | 14.5 | 14.27 |
DII | 42.56 | 44.3 | 38.7 | 34.3 | 26.48 | 21.3 | 15.12 | 11.59 | 14.05 | 14.13 |
Public | 122.38 | 120.15 | 126.34 | 128.97 | 136.91 | 142.09 | 148.09 | 152.45 | 149.66 | 149.81 |
Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total | 1306.85 | 1306.85 | 1306.85 | 1306.85 | 1306.85 | 1306.85 | 1306.85 | 1306.85 | 1306.85 | 1306.85 |
Pros
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Companies | Open Date | Close Date | Issue Price | Cost of 1 Lot | GMP | Expected Listing | Listing Gain(%) | Listing Price | Current Price | Type | Exchange |
---|
Companies | Open Date | Close Date | Issue Price | Cost of 1 Lot | GMP | Expected Listing | Listing Gain(%) | Listing Price | Current Price | Type | Exchange |
---|
Companies | Open Date | Close Date | Issue Price | Cost of 1 Lot | GMP | Expected Listing | Listing Gain(%) | Listing Price | Current Price | Type | Exchange |
---|
Companies | Open Date | Close Date | Issue Price | Cost of 1 Lot | GMP | Expected Listing | Listing Gain(%) | Listing Price | Current Price | Type | Exchange |
---|
Companies | Open Date | Close Date | Issue Price | Cost of 1 Lot | GMP | Expected Listing | Listing Gain(%) | Listing Price | Current Price | Type | Exchange |
---|
You May Also Know About