Sharescart Research Club logo ×
Screener Research Unlisted Startup Funding New IPO New

Join Channel
Consolidated Standalone

ICICI Bank

₹1132.4 2 | 0.2%

Market Cap ₹796044 Cr.

Stock P/E 17.9

P/B 3.4

Current Price ₹1132.4

Book Value ₹ 332.7

Face Value 2

52W High ₹1169.3

Dividend Yield 0.88%

52W Low ₹ 898.9

Edit Ratio

ICICI Bank Research see more...

Stocx User

Equity Research Report: ICICI Bank

Stocx User

ICICI Bank: Market Dominance and Government Support Should Lead Growth

Stocx User

Equity Research Report - ICICI Bank Limited

Overview Inc. Year: 1994Industry: Bank - Private

ICICI Bank Limited (the Bank) is a banking organization. The Bank is engaged in providing various banking and monetary offerings which includes industrial banking and treasury operations. The Bank's business segments are Retail Banking, Wholesale Banking, Treasury, and Other Banking. The Bank provides various products, which includes savings account, women's account, senior citizen account, current account, credit cards, home mortgage, personal mortgage, vehicle loan, gold loan, fixed deposit, recurring deposit, life coverage, and general coverage. It provides a variety of Internet banking offerings, which includes paying bills, raising carrier requests, and making transfers. It also offers a number of cellular banking services, which incorporates iMobile Pay, short message service (SMS) banking, Call to Pay, and instant price carrier (IMPS). Its popular coverage merchandise include medical insurance, travel coverage, domestic insurance, wheeler insurance, and vehicle coverage.

Read More..

ICICI Bank Share Price

New

₹ | |

Volume
Price

Quarterly Price

Quarterly Monthly
Show Value Show %

Peer Comparison

ICICI Bank Quarterly Results

#(Fig in Cr.) Jun 2017 Sep 2017 Dec 2017
Interest Earned 13459 13577 13665
Other Income 3388 5186 3167
Total Income 16847 18763 16832
Interest Expense 7869 7868 7960
Operating Expenditure 3794 3909 3814
Provisions and contingencies 2609 4503 3570
Operating Profit 2575 2484 1488
Profit Before Tax 2575 2484 1488
Provision for Tax 526 425 -162
Profit After Tax 2049 2058 1650
Adjustments -2049 -2058 -1650
Profit After Adjustments 0 0 0
Adjusted Earnings Per Share 3.2 3.2 2.6

ICICI Bank Profit & Loss

#(Fig in Cr.) Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
Interest Earned 40076 44178 49091 52739 54156 54966 63401 74798 79118 86375 109231 40701
Other Income 8346 10428 12176 15323 19504 17420 14512 16449 18969 18518 19831
Total Income 48421 54606 61267 68062 73661 72386 77913 91247 98087 104892 129063 52442
Interest Expense 26209 27703 30052 31515 32419 31940 36386 41531 40129 38908 47103 23697
Operating Expenditure 9013 10309 11496 12684 14755 15704 18089 21614 21561 26733 32873 11517
Provisions and contingencies 1803 2626 3900 11668 15208 17307 19661 14053 16214 8641 6666 10682
Operating Profit 11397 13968 15820 12196 11279 7435 3777 14048 20183 30609 42421 6547
Profit Before Tax 11397 13968 15820 12196 11279 7435 3777 14048 20183 30609 42421 6547
Provision for Tax 3071 4158 4645 2469 1478 657 413 6117 3990 7269 10525 789
Profit After Tax 8325 9810 11175 9726 9801 6777 3363 7931 16193 23339 31896 5757
Adjustments 0 0 0 0 0 0 0 0 0 0 0 -5757
Profit After Adjustments 8325 9810 11175 9726 9801 6777 3363 7931 16193 23339 31896 0
Adjusted Earnings Per Share 13.1 15.4 17.5 15.2 15.3 10.5 5.2 12.3 23.4 33.6 45.7 9

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 26% 13% 15% 11%
Operating Profit CAGR 39% 45% 42% 14%
PAT CAGR 37% 59% 36% 14%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR 20% 21% 23% 16%
ROE Average 18% 15% 11% 11%
ROCE Average 17% 14% 11% 10%

ICICI Bank Balance Sheet

#(Fig in Cr.) Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Shareholder's Funds 66706 73213 80429 89736 99951 105159 108368 116504 147509 170512 200715
Minority's Interest 0 0 0 0 0 0 0 0 0 0 0
Deposits 292614 331914 361563 421426 490039 560975 652920 770969 932522 1064572 1180841
Borrowings 145341 154759 172417 174807 147556 182859 165320 162897 91631 107231 119325
Other Liabilities & Provisions 32134 34756 31720 34726 34245 30196 37851 47995 58770 68983 83325
Total Liabilities 536795 594642 646129 720695 771791 879189 964459 1098365 1230433 1411298 1584207
Cash and balance with RBI 19053 21822 25653 27106 31702 33102 37858 35284 46031 109523 68526
Bank Balance 22365 19708 16652 32763 44011 51067 42438 83872 87097 58300 50912
Investments 171394 177022 158129 160412 161507 202994 207733 249531 281287 310241 362330
Advances 290249 338703 387522 435264 464232 512395 586647 645290 733729 859020 1019638
Fixed Assets 4647 4678 4726 7577 7805 7904 7931 8410 8878 9374 9600
Other Assets 29087 32709 53448 57574 62535 71727 81852 75978 73411 64840 73200
Total Assets 536795 594642 646129 720695 771791 879189 964459 1098365 1230433 1411298 1584207

ICICI Bank Cash Flow

#(Fig in Cr.) Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Opening Cash & Cash Equivalents 36229 41418 41530 42305 59869 75713 84169 80296 119156 133128 167822
Cash Flow from Operating Activities 11102 4669 -4824 22428 39223 13304 38419 78449 124093 55047 7690
Cash Flow from Investing Activities -9432 -12246 -9200 -3950 7045 -38969 -23875 -37107 -53491 -35035 -65751
Cash Flow from Financing Activities 2990 6838 15006 -585 -30379 34118 -18251 -2645 -55935 14868 9426
Net Cash Inflow / Outflow 4660 -740 982 17893 15889 8453 -3708 38697 14667 34880 -48635
Closing Cash & Cash Equivalent 41418 41530 42305 59869 75713 84169 80296 119156 133128 167822 119438

ICICI Bank Ratios

# Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Earnings Per Share (Rs) 13.12 15.44 17.52 15.21 15.3 10.54 5.22 12.25 23.41 33.59 45.68
CEPS(Rs) 13.84 16.3 18.5 16.27 16.48 11.76 6.42 13.72 24.94 35.25 47.55
DPS(Rs) 4 4.6 5 5 2.5 1.5 1 0 2 5 8
Book NAV/Share(Rs) 105.13 115.24 126.11 135.88 151.25 158.91 163.38 175.17 208.81 240.4 281.97
Yield on Advances 13.81 13.04 12.67 12.12 11.67 10.73 10.81 11.59 10.78 10.06 10.71
Yield on Investments 6.75 6.76 7.68 9.28 12.5 8.81 6.79 6.64 7.78 5.52 5.81
Cost of Liabilities 5.98 5.69 5.63 5.29 5.08 4.29 4.45 4.45 3.92 3.32 3.62
NIM (Net Interest Margin) 2.76 2.96 3.24 3.24 3.1 2.88 3.09 3.28 3.4 3.55 4.14
Interest Spread 7.82 7.35 7.04 6.83 6.58 6.43 6.36 7.14 6.86 6.73 7.09
ROA(%) 1.62 1.73 1.8 1.42 1.31 0.82 0.36 0.77 1.39 1.77 2.13
ROE(%) 13.1 14.02 14.55 11.63 10.66 6.81 3.24 7.25 12.56 14.99 17.53
ROCE(%) 10.04 10.82 10.64 8.57 8.13 5.96 4.86 8.28 10.44 14.01 16.91
PER(x) 14.48 14.66 16.36 14.14 16.47 26.4 76.44 26.48 24.83 21.74 19.2
Price/Book(x) 1.81 1.96 2.27 1.58 1.67 1.75 2.44 1.85 2.78 3.04 3.11
Dividend Yield(%) 1.91 1.85 1.59 2.11 0.9 0.54 0.25 0 0.34 0.68 0.91
EV/Net Sales(x) 6.64 6.76 7.24 5.92 5.7 6.58 6.66 4.99 6.24 7.12 6.7
EV/Core EBITDA(x) 20.15 17.99 18.01 13.09 11.66 14.62 18.02 13.27 13.56 15.66 14.91
Interest Earned Growth(%) 19.48 10.24 11.12 7.43 2.69 1.49 15.35 17.98 5.78 9.17 26.46
Net Profit Growth 28.77 17.84 13.91 -12.97 0.77 -30.85 -50.37 135.8 104.17 44.14 36.66
Advances Growth 14.39 16.69 14.41 12.32 6.66 10.37 14.49 10 13.71 17.08 18.7
EPS Growth(%) 28.68 17.69 13.47 -13.23 0.6 -31.08 -50.52 134.84 91.09 43.46 36
Loans/Deposits(x) 49.67 46.63 47.69 41.48 30.11 32.6 25.32 21.13 9.83 10.07 10.11
Cash/Deposits(x) 0.07 0.07 0.07 0.06 0.06 0.06 0.06 0.05 0.05 0.1 0.06
Current Ratio(x) 0.59 0.53 0.44 0.38 0.33 0.36 0.32 0.32 0.3 0.29 0.31
Quick Ratio(x) 49.67 46.63 47.69 41.48 30.11 32.6 25.32 21.13 9.83 10.07 10.11
CASA % 41.89 42.9 45.46 45.82 50.37 51.68 49.61 45.11 46.29 48.7 45.84

ICICI Bank Shareholding Pattern

# Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Promoter 0 0 0 0 0 0 0 0 0 0
FII 36.21 35.61 36.28 37.14 36.6 35.71 35.92 35.72 35.11 36.01
DII 35.2 36.32 37.96 37.19 36.08 36.69 36.51 36.64 37.24 36.5
Public 8.56 9.1 9.08 8.68 8.49 8.48 8.25 8.13 8.12 7.92
Others 20.03 18.98 16.68 16.99 18.83 19.12 19.33 19.51 19.53 19.58
Total 100 100 100 100 100 100 100 100 100 100

Pros

  • Company has delivered good profit growth of 36% CAGR over last 5 years

Cons

  • Promoter holding is low: 0%.
  • Stock is trading at 3.4 times its book value.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

ICICI Bank News

Top Unlisted Companies & InstaBuy Companies

Sell or Purchase Share (Tentative Price)

IPO

Companies Open Date Close Date Issue Price Cost of 1 Lot GMP Expected Listing Listing Gain(%) Listing Price Current Price Type Exchange

View more.....

Companies Open Date Close Date Issue Price Cost of 1 Lot GMP Expected Listing Listing Gain(%) Listing Price Current Price Type Exchange

View more.....

Companies Open Date Close Date Issue Price Cost of 1 Lot GMP Expected Listing Listing Gain(%) Listing Price Current Price Type Exchange

View more.....

Companies Open Date Close Date Issue Price Cost of 1 Lot GMP Expected Listing Listing Gain(%) Listing Price Current Price Type Exchange

View more.....

Companies Open Date Close Date Issue Price Cost of 1 Lot GMP Expected Listing Listing Gain(%) Listing Price Current Price Type Exchange

View more.....

You May Also Know About

Unlisted Shares Pre-IPO Shares ESOP Shares Delisted Shares

Please Login!

Click to Login
OR
Get free Account

Error!