Geojit Finl. Service

₹100.5 0.8 | 0.8%

WEBSITE BSE:532285 NSE : GEOJITFSL 10 May, 16:01

Market Cap ₹2402 Cr.

Stock P/E 16.6

P/B 2.9

Current Price ₹100.5

Book Value ₹ 34.8

Face Value 1

52W High ₹111

Dividend Yield 1.49%

52W Low ₹ 42

Edit Ratio

Geojit Finl. Service Research see more...

Overview Inc. Year: 1994Industry: Finance - Stock Broking

Geojit Financial Services Ltd is an primarily India based investment services enterprise which gives financial offerings, inclusive of online broker for equities, commodities, derivatives and currency futures, custody bills, distribution of mutual funds and insurance products, online financial planning and commodity derivatives, portfolio management offerings and margin investment, among others. The Company's financial offerings phase consists of brokerage services, depository services, monetary merchandise distribution services, portfolio control offerings and other allied activities. Its software offerings segment consists of income from development and preservation of software program. It gives Selfie, an online trading platform for traders and investors. Its Funds Genie is a mutual fund platform for mutual fund investments, including goal plans and model portfolio creation. Its subsidiaries include Geojit Credits Pvt Ltd and Geojit Investment Services Ltd, among others.

Geojit Finl. Service Share Price

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Peer Comparison

Geojit Finl. Service Quarterly Results

#(Fig in Cr.)	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Operating Revenue	130	123	102	112	114	111	110	144	152	208
Other Income	0	1	0	0	2	6	6	2	2	0
Total Income	130	123	102	112	117	117	116	146	154	209
Total Expenditure	70	69	65	72	77	78	78	87	94	127
Operating Profit	60	54	37	40	40	39	38	58	60	81
Interest Expense	2	2	2	1	2	3	2	3	5	7
Depreciation	6	6	7	7	7	8	7	7	7	8
Profit Before Tax	52	46	29	31	30	29	29	48	48	66
Provision for Tax	13	11	7	8	6	0	8	12	12	17
Profit After Tax	39	35	21	23	24	29	21	36	36	50
Adjustments	-0	-0	0	0	0	-0	0	0	0	1
Profit After Adjustments	39	35	21	23	24	29	21	36	37	51
Adjusted Earnings Per Share	1.6	1.5	0.9	1	1	1.2	0.9	1.5	1.5	2.1

Geojit Finl. Service Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	238	208	305	246	274	334	308	305	425	500	439	614
Other Income	24	24	22	26	32	34	2	1	2	1	8	10
Total Income	262	233	326	272	306	368	310	306	427	501	448	625
Total Expenditure	179	153	196	196	200	238	221	205	235	269	292	386
Operating Profit	83	80	130	76	106	130	89	102	192	232	156	237
Interest Expense	3	2	1	1	1	1	2	3	3	5	8	17
Depreciation	13	11	10	13	14	14	21	25	23	25	29	29
Profit Before Tax	110	-55	120	62	91	115	58	70	165	202	119	191
Provision for Tax	22	22	37	18	30	38	28	19	42	52	22	49
Profit After Tax	87	-77	82	44	61	78	30	51	123	151	96	143
Adjustments	-5	4	-5	-7	-5	-4	-7	-4	-0	-0	1	1
Profit After Adjustments	82	-73	77	38	56	73	23	47	123	151	97	145
Adjusted Earnings Per Share	3.6	-3.2	3.3	1.6	2.4	3.1	1	2	5.2	6.3	4.1	6

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	-12%	13%	6%	6%
Operating Profit CAGR	-33%	15%	4%	7%
PAT CAGR	-36%	23%	4%	1%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	130%	17%	24%	16%
ROE Average	14%	20%	15%	12%
ROCE Average	16%	26%	21%	18%

Geojit Finl. Service Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	469	434	469	490	512	558	528	504	592	697	723
Minority's Interest	45	37	40	48	53	55	60	63	67	71	75
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Current Liability	219	253	209	164	244	233	317	337	506	644	520
Other Liabilities & Provisions	96	112	144	1	5	1	-4	-2	-2	-3	-4
Total Liabilities	829	836	862	703	815	847	901	903	1162	1409	1314
Loans	0	0	0	0	0	0	58	22	118	249	292
Investments	2	2	2	2	3	2	15	7	11	11	11
Fixed Assets	58	89	95	97	60	60	90	83	73	85	99
Other Loans	161	244	267	123	105	146	116	88	32	37	38
Other Non Current Assets	3	0	0	1	0	2	0	0	0	0	5
Current Assets	605	501	496	481	646	637	623	703	928	1027	870
Total Assets	829	836	862	703	815	847	901	903	1162	1409	1314

Geojit Finl. Service Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	166	130	64	118	64	107	100	112	136	73	115
Cash Flow from Operating Activities	-82	38	46	48	112	59	-24	137	-120	83	38
Cash Flow from Investing Activities	35	-35	14	-31	-74	-9	99	-30	89	-15	-17
Cash Flow from Financing Activities	34	-71	-8	-75	6	-37	-64	-82	-31	-26	-61
Net Cash Inflow / Outflow	-12	-68	52	-58	44	13	11	24	-63	42	-39
Closing Cash & Cash Equivalent	130	64	118	64	107	120	112	136	73	115	76

Geojit Finl. Service Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	3.58	-3.21	3.34	1.6	2.38	3.08	0.97	1.97	5.17	6.3	4.06
CEPS(Rs)	4.38	-2.9	3.97	2.43	3.2	3.86	2.13	3.18	6.14	7.34	5.24
DPS(Rs)	1	0.1	1.75	1	1.25	2	1	1.5	3.5	3	1.5
Book NAV/Share(Rs)	20.5	18.97	20.25	20.88	21.75	23.45	21.96	20.92	24.62	29.09	30.21
Net Profit Margin	36.62	-37.09	26.96	17.99	22.38	23.22	9.72	16.67	28.99	30.12	21.96
Operating Margin	47.43	-25.34	39.61	25.62	33.63	34.69	19.57	23.74	39.59	41.48	28.91
PBT Margin	46.05	-26.54	39.24	25.27	33.41	34.47	18.77	22.8	38.87	40.44	27.07
ROA(%)	11.23	-9.28	9.67	5.65	8.07	9.34	3.43	5.64	11.93	11.72	7.08
ROE(%)	19.87	-17.14	18.22	9.23	12.22	14.5	5.54	9.97	22.7	23.51	13.61
ROCE(%)	22.65	-10.61	26.16	13.08	18.26	21.56	11.1	14.05	30.29	30.69	16.44
Price/Earnings(x)	5.37	0	15.57	19.39	24.98	29.67	42.6	9.22	9.73	9.92	9.82
Price/Book(x)	0.94	1.17	2.57	1.49	2.73	3.9	1.88	0.87	2.04	2.15	1.32
Dividend Yield(%)	5.19	0.45	3.36	3.22	2.1	2.19	2.42	8.24	6.97	4.8	3.76
EV/Net Sales(x)	1.43	1.77	3.3	2.12	4.21	5.72	2.1	-0.25	1.1	1.39	0.72
EV/Core EBITDA(x)	4.1	4.63	7.7	6.85	10.84	14.69	7.31	-0.76	2.45	3	2.02
Interest Earned Growth(%)	5.19	-12.61	46.27	-19.27	11.29	22.1	-7.82	-0.86	39.14	17.72	-12.19
Net Profit Growth	274.24	-188.52	206.31	-46.13	38.45	26.7	-61.41	69.95	141.99	22.33	-35.99
EPS Growth(%)	320.63	-189.54	204.24	-52.12	48.54	29.46	-68.51	103.57	161.79	21.97	-35.5
Interest Coverage(x) %	34.47	-21.19	107.79	74.72	151.29	158.09	24.31	25.11	54.43	39.97	15.74

Geojit Finl. Service Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	62.05	60.64	58.97	56.21	54.67	54.61	54.6	54.6	54.59	54.59
FII	1.95	2.1	1.99	2.08	1.88	1.71	1.59	1.68	2.59	2.4
DII	0	0	0	0	0	0	0	0	0	0
Public	36	37.26	39.04	41.71	43.44	43.68	43.81	43.72	42.82	43.01
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	14.83	14.49	14.1	13.44	13.07	13.06	13.05	13.05	13.05	13.05
FII	0.47	0.5	0.48	0.5	0.45	0.41	0.38	0.4	0.62	0.57
DII	0	0	0	0	0	0	0	0	0	0
Public	8.6	8.91	9.33	9.97	10.39	10.44	10.48	10.45	10.24	10.28
Others	0	0	0	0	0	0	0	0	0	0
Total	23.89	23.9	23.91	23.91	23.91	23.91	23.91	23.91	23.91	23.91

Pros

Company is almost debt free.

Cons

The company has delivered a poor profit growth of 4% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.