Market Cap ₹253778 Cr.
Stock P/E 31.1
P/B 38.6
Current Price ₹1590.6
Book Value ₹ 41.2
Face Value 1
52W High ₹1741.9
Dividend Yield 0.06%
52W Low ₹ 1397.2
Bajaj Finserv Limited is a holding company for numerous financial services companies. The Company is in the business of promoting financial services, which include finance, coverage and wealth control, via its investments in subsidiaries and joint ventures. The Company is likewise engaged in the commercial enterprise of power generation thru wind turbines, a renewable source of energy. Its segments consist of Insurance, Windmill, Retail financing, and Investments and others. The Company is likewise involved in wind-farm activities. The Company makes a speciality of six classes: consumer lending, small and medium size company (SME) lending, commercial lending, rural lending, fixed deposits and fee introduced offerings. It serves diverse customers in the financial services area by means of presenting solutions for asset acquisition thru financing, asset protection thru general coverage, family and income safety in the form of life and health insurance, and retirement and savings solutions.
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₹ | |
| #(Fig in Cr.) |
|---|
| Operating Revenue |
| Other Income |
| Total Income |
| Total Expenditure |
| Operating Profit |
| Interest Expense |
| Depreciation |
| Profit Before Tax |
| Provision for Tax |
| Profit After Tax |
| Adjustments |
| Profit After Adjustments |
| Adjusted Earnings Per Share |
| #(Fig in Cr.) | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 144 | 144 | 200 | 243 | 154 | 242 | 423 | 780 | 324 | 624 | 1076 | |
| Other Income | 11 | 13 | 11 | 9 | 11 | 10 | 26 | 35 | 68 | 105 | 71 | |
| Total Income | 155 | 157 | 212 | 252 | 165 | 252 | 449 | 815 | 392 | 729 | 1148 | |
| Total Expenditure | 48 | 49 | 51 | 56 | 60 | 84 | 121 | 130 | 142 | 162 | 170 | |
| Operating Profit | 107 | 108 | 161 | 196 | 105 | 169 | 328 | 685 | 250 | 567 | 978 | |
| Interest Expense | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 1 | 1 | 3 | 1 | 1 | 1 | 2 | 3 | 5 | 4 | 3 | |
| Profit Before Tax | 79 | 106 | 158 | 195 | 104 | 167 | 326 | 682 | 245 | 563 | 975 | |
| Provision for Tax | 28 | 22 | 32 | 32 | 34 | 26 | 19 | 15 | 66 | 139 | 242 | |
| Profit After Tax | 51 | 83 | 126 | 163 | 70 | 142 | 307 | 667 | 179 | 424 | 733 | |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit After Adjustments | 51 | 83 | 126 | 163 | 70 | 142 | 307 | 667 | 179 | 424 | 733 | |
| Adjusted Earnings Per Share | 0.3 | 0.5 | 0.8 | 1 | 0.4 | 0.9 | 1.9 | 4.2 | 1.1 | 2.7 | 4.6 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 72% | 11% | 35% | 22% |
| Operating Profit CAGR | 72% | 13% | 42% | 25% |
| PAT CAGR | 73% | 3% | 39% | 31% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | 12% | 12% | 14% | 34% |
| ROE Average | 16% | 11% | 12% | 8% |
| ROCE Average | 20% | 14% | 14% | 9% |
| #(Fig in Cr.) | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 2408 | 2463 | 2560 | 2696 | 2766 | 2880 | 3135 | 3535 | 3801 | 4368 | 5248 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Liability | 61 | 58 | 62 | 32 | 29 | 37 | 48 | 56 | 55 | 61 | 61 |
| Other Liabilities & Provisions | 13 | 16 | 17 | 19 | 19 | 2 | 2 | 1 | 12 | 9 | 9 |
| Total Liabilities | 2481 | 2537 | 2640 | 2747 | 2814 | 2918 | 3185 | 3592 | 3869 | 4438 | 5318 |
| Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 2202 | 2200 | 1801 | 2103 | 2490 | 2730 | 2928 | 3195 | 3074 | 4075 | 4688 |
| Fixed Assets | 70 | 70 | 75 | 75 | 68 | 67 | 68 | 153 | 153 | 105 | 110 |
| Other Loans | 23 | 26 | 29 | 30 | 33 | 20 | 32 | 27 | 49 | 54 | 54 |
| Other Non Current Assets | 1 | 2 | 2 | 5 | 3 | 10 | 35 | 1 | 3 | 4 | 4 |
| Current Assets | 186 | 239 | 732 | 534 | 220 | 85 | 117 | 211 | 584 | 195 | 456 |
| Total Assets | 2481 | 2537 | 2640 | 2747 | 2814 | 2918 | 3185 | 3592 | 3869 | 4438 | 5318 |
| #(Fig in Cr.) | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 2 | 2 | 7 | 3 | 224 | 1 | 12 | 60 | 4 | 24 | 22 |
| Cash Flow from Operating Activities | 47 | 84 | 39 | 96 | 42 | 142 | 312 | 639 | 169 | 611 | 788 |
| Cash Flow from Investing Activities | -962 | -55 | -15 | 179 | -264 | -104 | -237 | -575 | -149 | -565 | -805 |
| Cash Flow from Financing Activities | 914 | -24 | -28 | -55 | -1 | -28 | -28 | -119 | -0 | -48 | 3 |
| Net Cash Inflow / Outflow | -0 | 5 | -4 | 221 | -223 | 11 | 48 | -56 | 20 | -3 | -14 |
| Closing Cash & Cash Equivalent | 2 | 7 | 3 | 224 | 1 | 12 | 60 | 4 | 24 | 22 | 7 |
| # | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 0.32 | 0.52 | 0.79 | 1.03 | 0.44 | 0.89 | 1.93 | 4.19 | 1.12 | 2.67 | 4.6 |
| CEPS(Rs) | 0.33 | 0.53 | 0.81 | 1.03 | 0.45 | 0.9 | 1.94 | 4.21 | 1.15 | 2.69 | 4.62 |
| DPS(Rs) | 0.3 | 0.35 | 0.35 | 0.35 | 0.35 | 0.35 | 0.5 | 0.5 | 0.3 | 0.8 | 0.8 |
| Book NAV/Share(Rs) | 15.13 | 15.48 | 16.09 | 16.94 | 17.38 | 18.1 | 19.68 | 22.01 | 23.24 | 26.07 | 30.98 |
| Net Profit Margin | 35.25 | 57.71 | 62.89 | 67.23 | 45.5 | 58.54 | 72.61 | 85.51 | 55.23 | 68 | 68.05 |
| Operating Margin | 54.88 | 73.99 | 78.96 | 80.28 | 67.58 | 69.12 | 77.06 | 87.44 | 75.71 | 90.28 | 90.54 |
| PBT Margin | 54.88 | 73.02 | 78.96 | 80.28 | 67.58 | 69.12 | 77.06 | 87.44 | 75.71 | 90.28 | 90.54 |
| ROA(%) | 2.55 | 3.32 | 4.86 | 6.06 | 2.52 | 4.94 | 10.07 | 19.68 | 4.79 | 10.21 | 15.02 |
| ROE(%) | 2.64 | 3.42 | 5.01 | 6.21 | 2.56 | 5.02 | 10.22 | 20.1 | 4.97 | 10.81 | 16.13 |
| ROCE(%) | 4.11 | 4.39 | 6.29 | 7.41 | 3.81 | 5.92 | 10.84 | 20.44 | 6.68 | 13.79 | 20.27 |
| Price/Earnings(x) | 240.75 | 150.77 | 175.57 | 166.2 | 929.05 | 581.92 | 364.49 | 109.53 | 860.58 | 639.66 | 275.32 |
| Price/Book(x) | 5.08 | 5.1 | 8.64 | 10.06 | 23.52 | 28.62 | 35.75 | 20.85 | 41.6 | 65.4 | 40.87 |
| Dividend Yield(%) | 0.2 | 0.22 | 0.13 | 0.1 | 0.04 | 0.03 | 0.04 | 0.11 | 0.03 | 0.02 | 0.06 |
| EV/Net Sales(x) | 84.85 | 86.97 | 110.4 | 110.81 | 422.69 | 340.63 | 264.51 | 93.65 | 474.87 | 434.97 | 187.34 |
| EV/Core EBITDA(x) | 113.9 | 116.13 | 137.61 | 137.05 | 616.84 | 488.81 | 341.64 | 106.66 | 615.46 | 478.19 | 206.25 |
| Interest Earned Growth(%) | 2.62 | 0.18 | 38.58 | 21.18 | -36.58 | 57.18 | 74.89 | 84.34 | -58.49 | 92.7 | 72.56 |
| Net Profit Growth | -33.6 | 64.02 | 51.01 | 29.54 | -57.08 | 102.26 | 116.9 | 117.1 | -73.19 | 137.29 | 72.67 |
| EPS Growth(%) | -38.56 | 64.04 | 51 | 29.53 | -57.08 | 102.25 | 116.9 | 117.1 | -73.19 | 137.3 | 72.54 |
| Interest Coverage(x) % | 0 | 76.36 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| # | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 60.8 | 60.77 | 60.8 | 60.75 | 60.75 | 60.78 | 60.79 | 60.69 | 60.69 | 60.69 |
| FII | 8.78 | 8.5 | 7.38 | 7.48 | 7.81 | 7.03 | 7.16 | 7.65 | 7.91 | 8.43 |
| DII | 6.75 | 6.97 | 7.7 | 7.01 | 6.91 | 7.1 | 7.3 | 7.1 | 7.49 | 7.32 |
| Public | 23.67 | 23.76 | 24.12 | 24.76 | 24.54 | 25.09 | 24.75 | 24.56 | 23.91 | 23.57 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 9.68 | 9.67 | 9.68 | 96.76 | 96.76 | 96.81 | 96.83 | 96.83 | 96.83 | 96.82 |
| FII | 1.4 | 1.35 | 1.17 | 11.91 | 12.44 | 11.2 | 11.41 | 12.21 | 12.63 | 13.45 |
| DII | 1.07 | 1.11 | 1.23 | 11.17 | 11 | 11.31 | 11.62 | 11.33 | 11.94 | 11.68 |
| Public | 3.77 | 3.78 | 3.84 | 39.45 | 39.08 | 39.96 | 39.42 | 39.19 | 38.15 | 37.6 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 15.91 | 15.91 | 15.91 | 159.28 | 159.28 | 159.28 | 159.28 | 159.55 | 159.55 | 159.55 |
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