WEBSITE BSE:530245 NSE: ARYAMAN FIN. Inc. Year: 1994 Industry: Finance - Investment My Bucket: Add Stock
Last updated: 11:08
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Aryaman Financial Services Ltd is a dynamic financial institution renowned for its comprehensive range of financial solutions. Established with a vision to empower individuals and businesses alike, Aryaman Financial Services has consistently delivered excellence in the world of finance. Specializing in investment advisory, wealth management, and financial planning, Aryaman caters to a diverse clientele, from seasoned investors to newcomers seeking expert guidance. With a team of experienced professionals, they provide personalized strategies ...Read More
Aryaman Financial Services Ltd is a dynamic financial institution renowned for its comprehensive range of financial solutions. Established with a vision to empower individuals and businesses alike, Aryaman Financial Services has consistently delivered excellence in the world of finance. Specializing in investment advisory, wealth management, and financial planning, Aryaman caters to a diverse clientele, from seasoned investors to newcomers seeking expert guidance. With a team of experienced professionals, they provide personalized strategies to meet specific financial goals. Aryaman Financial Services is also committed to staying at the forefront of market trends and innovations, ensuring their clients benefit from the latest financial insights. Their reputation for integrity, transparency, and excellence makes them a trusted partner for anyone looking to secure their financial future. ...Read Less
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Market Cap ₹748 Cr.
Stock P/E 16.6
P/B 4.7
Current Price ₹610.9
Book Value ₹ 129.8
Face Value 10
52W High ₹1100
Dividend Yield 0%
52W Low ₹ 480
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 32 | 17 | 6 | 11 | 25 | 38 | 39 | 29 | 19 | 20 |
| Other Income | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 2 | 2 |
| Total Income | 33 | 18 | 8 | 12 | 26 | 38 | 42 | 30 | 21 | 22 |
| Total Expenditure | 10 | 8 | 5 | 4 | 16 | 11 | 29 | 14 | 7 | 10 |
| Operating Profit | 22 | 9 | 3 | 8 | 10 | 27 | 13 | 16 | 14 | 12 |
| Interest Expense | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 21 | 8 | 2 | 7 | 9 | 26 | 12 | 16 | 13 | 12 |
| Provision for Tax | 3 | 1 | 0 | 1 | 2 | 4 | 2 | 2 | 3 | 3 |
| Profit After Tax | 18 | 7 | 1 | 6 | 7 | 22 | 11 | 13 | 10 | 9 |
| Adjustments | -8 | -2 | -0 | -2 | -2 | -7 | -2 | -3 | -2 | -2 |
| Profit After Adjustments | 11 | 5 | 1 | 4 | 5 | 14 | 8 | 10 | 8 | 7 |
| Adjusted Earnings Per Share | 9.2 | 4.4 | 0.8 | 3.1 | 4.5 | 12.2 | 6.8 | 8.2 | 6.6 | 5.6 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 9 | 14 | 28 | 39 | 86 | 89 | 137 | 84 | 54 | 66 | 113 | 107 |
| Other Income | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 2 | 4 | 5 | 7 |
| Total Income | 9 | 14 | 28 | 39 | 87 | 89 | 138 | 85 | 56 | 70 | 118 | 115 |
| Total Expenditure | 8 | 13 | 25 | 35 | 82 | 85 | 134 | 74 | 46 | 34 | 60 | 60 |
| Operating Profit | 1 | 1 | 4 | 5 | 5 | 4 | 4 | 11 | 10 | 36 | 58 | 55 |
| Interest Expense | 0 | 0 | 0 | 1 | 2 | 3 | 3 | 2 | 3 | 4 | 4 | 2 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 1 | 1 | 3 | 4 | 2 | 1 | 1 | 8 | 6 | 32 | 54 | 53 |
| Provision for Tax | 0 | 0 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 5 | 9 | 10 |
| Profit After Tax | 0 | 1 | 2 | 3 | 2 | 1 | 1 | 8 | 5 | 28 | 45 | 43 |
| Adjustments | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -3 | -1 | -10 | -14 | -9 |
| Profit After Adjustments | 0 | 1 | 2 | 3 | 2 | 1 | 1 | 5 | 4 | 18 | 32 | 33 |
| Adjusted Earnings Per Share | 0.3 | 0.6 | 1.7 | 2.4 | 1.5 | 0.8 | 0.7 | 4 | 3.4 | 15.1 | 25.8 | 27.2 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 71% | 10% | 5% | 29% |
| Operating Profit CAGR | 61% | 74% | 71% | 50% |
| PAT CAGR | 61% | 78% | 114% | 0% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | 12% | 64% | 73% | 41% |
| ROE Average | 45% | 33% | 24% | 14% |
| ROCE Average | 42% | 29% | 22% | 15% |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 15 | 17 | 26 | 29 | 31 | 30 | 35 | 42 | 56 | 73 | 129 |
| Minority's Interest | 3 | 4 | 7 | 13 | 13 | 12 | 17 | 21 | 28 | 34 | 52 |
| Borrowings | 0 | 0 | 0 | 18 | 32 | 33 | 28 | 31 | 41 | 46 | 28 |
| Current Liability | 2 | 1 | 4 | 5 | 3 | 1 | 2 | 2 | 2 | 2 | 8 |
| Other Liabilities & Provisions | 0 | 0 | 0 | 2 | 1 | 1 | 2 | 3 | 6 | 4 | 8 |
| Total Liabilities | 21 | 22 | 37 | 67 | 79 | 77 | 83 | 99 | 133 | 160 | 225 |
| Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 7 | 6 | 24 | 35 | 28 | 21 | 30 | 39 | 58 | 62 | 97 |
| Fixed Assets | 2 | 2 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Other Loans | 4 | 4 | 4 | 2 | 4 | 1 | 0 | 0 | 0 | 0 | 1 |
| Other Non Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 4 |
| Current Assets | 8 | 9 | 7 | 27 | 45 | 53 | 51 | 57 | 72 | 94 | 120 |
| Total Assets | 21 | 22 | 37 | 67 | 79 | 77 | 83 | 99 | 133 | 160 | 225 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 3 | 4 | 0 | 0 | 11 | 13 | 12 | 20 | 33 | 52 | 73 |
| Cash Flow from Operating Activities | 1 | -0 | 6 | -7 | -17 | -5 | 14 | 17 | 11 | 26 | 46 |
| Cash Flow from Investing Activities | -2 | 2 | -11 | -7 | 8 | 6 | 2 | -3 | 1 | -6 | -12 |
| Cash Flow from Financing Activities | 3 | -1 | 5 | 14 | 12 | -2 | -8 | 0 | 7 | 2 | -8 |
| Net Cash Inflow / Outflow | 1 | 1 | 0 | 0 | 2 | -2 | 8 | 14 | 19 | 21 | 26 |
| Closing Cash & Cash Equivalent | 4 | 4 | 0 | 1 | 13 | 12 | 20 | 33 | 52 | 73 | 100 |
| # | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 0.31 | 0.58 | 1.74 | 2.41 | 1.52 | 0.78 | 0.66 | 3.99 | 3.36 | 15.11 | 25.77 |
| CEPS(Rs) | 0.38 | 0.73 | 2.19 | 2.67 | 1.71 | 0.92 | 0.83 | 6.55 | 4.53 | 23.68 | 37.03 |
| DPS(Rs) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book NAV/Share(Rs) | 14.12 | 15.51 | 22.13 | 24.97 | 26.22 | 25.68 | 30.32 | 36.11 | 48.02 | 62.39 | 105.12 |
| Net Profit Margin | 4.26 | 4.83 | 8.41 | 7.68 | 2.09 | 1.05 | 0.61 | 8.97 | 9.61 | 41.58 | 40.05 |
| Operating Margin | 7.8 | 6.56 | 12.2 | 11.5 | 5.68 | 4.67 | 2.81 | 12.94 | 17.68 | 54.28 | 51.17 |
| PBT Margin | 5.65 | 6.37 | 11.11 | 9.85 | 2.82 | 1.48 | 0.77 | 10.04 | 11.79 | 48.57 | 47.97 |
| ROA(%) | 2.03 | 3.09 | 7.98 | 5.74 | 2.46 | 1.2 | 1.04 | 8.27 | 4.45 | 18.79 | 23.47 |
| ROE(%) | 2.55 | 4.12 | 11.13 | 10.85 | 6 | 3.08 | 2.54 | 19.39 | 10.46 | 42.65 | 44.83 |
| ROCE(%) | 4.33 | 5.37 | 14.97 | 11.78 | 8.89 | 6.59 | 6.1 | 15.88 | 11.13 | 33.22 | 41.86 |
| Price/Earnings(x) | 49.82 | 33.08 | 15.76 | 17.82 | 31.96 | 57.95 | 65.48 | 12.9 | 33.64 | 16.28 | 19.79 |
| Price/Book(x) | 1.1 | 1.24 | 1.24 | 1.72 | 1.85 | 1.75 | 1.41 | 1.42 | 2.35 | 3.94 | 4.85 |
| Dividend Yield(%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EV/Net Sales(x) | 1.61 | 1.25 | 1.04 | 1.46 | 0.88 | 0.83 | 0.43 | 0.68 | 2.26 | 3.93 | 4.9 |
| EV/Core EBITDA(x) | 19.69 | 16.69 | 8.12 | 12.33 | 14.8 | 17.24 | 14.65 | 5.23 | 12.57 | 7.22 | 9.55 |
| Interest Earned Growth(%) | 60.95 | 55.07 | 104.4 | 37.03 | 121.03 | 3.18 | 54.85 | -38.95 | -36.17 | 23.58 | 70.63 |
| Net Profit Growth | -19.93 | 75.82 | 255.85 | 25.16 | -39.97 | -47.96 | -10.82 | 804.42 | -31.68 | 435.02 | 64.33 |
| EPS Growth(%) | -28.3 | 87.05 | 199.27 | 38.59 | -37.12 | -48.84 | -15.62 | 508.55 | -15.75 | 349.67 | 70.61 |
| Interest Coverage(x) % | 3.63 | 34.47 | 11.27 | 6.95 | 1.99 | 1.46 | 1.38 | 4.46 | 3 | 9.5 | 16.03 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 62.17 | 62.17 | 62.17 | 62.17 | 62.17 | 63.92 | 63.92 | 63.92 | 63.92 | 63.92 |
| FII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| DII | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Public | 37.82 | 37.82 | 37.82 | 37.82 | 37.82 | 36.08 | 36.08 | 36.08 | 36.08 | 36.08 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 0.73 | 0.73 | 0.73 | 0.73 | 0.73 | 0.78 | 0.78 | 0.78 | 0.78 | 0.78 |
| FII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| DII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Public | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 1.22 | 1.22 | 1.22 | 1.22 | 1.22 |
* The pros and cons are machine generated.
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