WEBSITE BSE:530245 NSE : ARYAMAN FIN. 18 May, 12:50
Market Cap ₹330 Cr.
Stock P/E 22.7
P/B 4.4
Current Price ₹282.7
Book Value ₹ 64.5
Face Value 10
52W High ₹285
Dividend Yield 0%
52W Low ₹ 121.6
Aryaman Financial Services Ltd is a dynamic financial institution renowned for its comprehensive range of financial solutions. Established with a vision to empower individuals and businesses alike, Aryaman Financial Services has consistently delivered excellence in the world of finance. Specializing in investment advisory, wealth management, and financial planning, Aryaman caters to a diverse clientele, from seasoned investors to newcomers seeking expert guidance. With a team of experienced professionals, they provide personalized strategies to meet specific financial goals. Aryaman Financial Services is also committed to staying at the forefront of market trends and innovations, ensuring their clients benefit from the latest financial insights. Their reputation for integrity, transparency, and excellence makes them a trusted partner for anyone looking to secure their financial future.
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#(Fig in Cr.) | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 |
---|---|---|---|---|---|---|---|---|---|---|
Operating Revenue | 13 | 8 | 24 | 9 | 7 | 25 | 13 | 11 | 32 | 17 |
Other Income | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 |
Total Income | 13 | 8 | 25 | 10 | 7 | 25 | 13 | 12 | 33 | 18 |
Total Expenditure | 11 | 8 | 24 | 8 | 5 | 18 | 15 | 10 | 10 | 8 |
Operating Profit | 2 | 1 | 1 | 2 | 2 | 8 | -2 | 2 | 22 | 9 |
Interest Expense | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit Before Tax | 2 | -0 | 0 | 1 | 1 | 7 | -3 | 1 | 21 | 8 |
Provision for Tax | -0 | 0 | 0 | 0 | 0 | 1 | -0 | 0 | 3 | 1 |
Profit After Tax | 2 | -0 | -0 | 1 | 1 | 6 | -3 | 1 | 18 | 7 |
Adjustments | -1 | 0 | 0 | -0 | -0 | -2 | 1 | -0 | -8 | -2 |
Profit After Adjustments | 1 | 0 | -0 | 1 | 1 | 4 | -2 | 1 | 11 | 5 |
Adjusted Earnings Per Share | 1 | 0.1 | -0.1 | 0.7 | 0.8 | 3.7 | -1.8 | 0.6 | 9.2 | 4.4 |
#(Fig in Cr.) | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Revenue | 4 | 6 | 9 | 14 | 28 | 39 | 86 | 89 | 137 | 84 | 54 | 73 |
Other Income | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 2 | 4 |
Total Income | 4 | 6 | 9 | 14 | 28 | 39 | 87 | 89 | 138 | 85 | 56 | 76 |
Total Expenditure | 3 | 5 | 8 | 13 | 25 | 35 | 82 | 85 | 134 | 74 | 46 | 43 |
Operating Profit | 1 | 1 | 1 | 1 | 4 | 5 | 5 | 4 | 4 | 11 | 10 | 31 |
Interest Expense | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 3 | 3 | 2 | 3 | 4 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit Before Tax | 1 | 1 | 1 | 1 | 3 | 4 | 2 | 1 | 1 | 8 | 6 | 27 |
Provision for Tax | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 4 |
Profit After Tax | 0 | 0 | 0 | 1 | 2 | 3 | 2 | 1 | 1 | 8 | 5 | 23 |
Adjustments | 0 | 0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -3 | -1 | -9 |
Profit After Adjustments | 0 | 0 | 0 | 1 | 2 | 3 | 2 | 1 | 1 | 5 | 4 | 15 |
Adjusted Earnings Per Share | 0.4 | 0.4 | 0.3 | 0.6 | 1.7 | 2.4 | 1.5 | 0.8 | 0.7 | 4 | 3.4 | 12.4 |
# | 1 Year | 3 Year | 5 Year | 10 Year |
---|---|---|---|---|
Sales CAGR | -36% | -15% | 7% | 30% |
Operating Profit CAGR | -9% | 36% | 15% | 26% |
PAT CAGR | -38% | 71% | 11% | 0% |
# | 1 Year | 3 Year | 5 Year | 10 Year |
---|---|---|---|---|
Share Price CAGR | 109% | 89% | 43% | 34% |
ROE Average | 10% | 11% | 8% | 7% |
ROCE Average | 11% | 11% | 10% | 9% |
#(Fig in Cr.) | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
---|---|---|---|---|---|---|---|---|---|---|---|
Shareholder's Funds | 14 | 14 | 15 | 17 | 26 | 29 | 31 | 30 | 35 | 42 | 56 |
Minority's Interest | 0 | 0 | 3 | 4 | 7 | 13 | 13 | 12 | 17 | 21 | 28 |
Borrowings | 0 | 0 | 0 | 0 | 0 | 18 | 32 | 33 | 28 | 31 | 41 |
Current Liability | 1 | 2 | 2 | 1 | 4 | 5 | 3 | 1 | 2 | 2 | 3 |
Other Liabilities & Provisions | 0 | 0 | 0 | 0 | 0 | 2 | 1 | 1 | 2 | 3 | 5 |
Total Liabilities | 15 | 17 | 21 | 22 | 37 | 67 | 79 | 77 | 83 | 99 | 133 |
Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 4 | 5 | 7 | 6 | 24 | 35 | 28 | 21 | 30 | 39 | 58 |
Fixed Assets | 2 | 2 | 2 | 2 | 3 | 2 | 2 | 2 | 2 | 2 | 2 |
Other Loans | 3 | 4 | 4 | 4 | 4 | 2 | 4 | 1 | 0 | 0 | 0 |
Other Non Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Current Assets | 6 | 6 | 8 | 9 | 7 | 27 | 45 | 53 | 51 | 57 | 72 |
Total Assets | 15 | 17 | 21 | 22 | 37 | 67 | 79 | 77 | 83 | 99 | 133 |
#(Fig in Cr.) | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
---|---|---|---|---|---|---|---|---|---|---|---|
Opening Cash & Cash Equivalents | 1 | 2 | 3 | 4 | 0 | 0 | 11 | 13 | 12 | 20 | 33 |
Cash Flow from Operating Activities | 1 | -1 | 1 | -0 | 6 | -7 | -17 | -5 | 14 | 17 | 11 |
Cash Flow from Investing Activities | -0 | -3 | -2 | 2 | -11 | -7 | 8 | 6 | 2 | -3 | 1 |
Cash Flow from Financing Activities | 0 | 4 | 3 | -1 | 5 | 14 | 12 | -2 | -8 | 0 | 7 |
Net Cash Inflow / Outflow | 1 | 0 | 1 | 1 | 0 | 0 | 2 | -2 | 8 | 14 | 19 |
Closing Cash & Cash Equivalent | 2 | 3 | 4 | 4 | 0 | 1 | 13 | 12 | 20 | 33 | 52 |
# | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
---|---|---|---|---|---|---|---|---|---|---|---|
Earnings Per Share (Rs) | 0.41 | 0.43 | 0.31 | 0.58 | 1.74 | 2.41 | 1.52 | 0.78 | 0.66 | 3.99 | 3.36 |
CEPS(Rs) | 0.42 | 0.43 | 0.38 | 0.73 | 2.19 | 2.67 | 1.71 | 0.92 | 0.83 | 6.55 | 4.53 |
DPS(Rs) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Book NAV/Share(Rs) | 12.68 | 13.12 | 14.12 | 15.51 | 22.13 | 24.97 | 26.22 | 25.68 | 30.32 | 36.11 | 48.02 |
Net Profit Margin | 11.21 | 8.56 | 4.26 | 4.83 | 8.41 | 7.68 | 2.09 | 1.05 | 0.61 | 8.97 | 9.6 |
Operating Margin | 16.62 | 13.46 | 7.8 | 6.56 | 12.2 | 11.5 | 5.68 | 4.67 | 2.81 | 12.94 | 17.68 |
PBT Margin | 13.88 | 10.86 | 5.65 | 6.37 | 11.11 | 9.85 | 2.82 | 1.48 | 0.77 | 10.04 | 11.79 |
ROA(%) | 3.08 | 3.01 | 2.03 | 3.09 | 7.98 | 5.74 | 2.46 | 1.2 | 1.04 | 8.27 | 4.45 |
ROE(%) | 3.26 | 3.36 | 2.55 | 4.12 | 11.13 | 10.85 | 6 | 3.08 | 2.54 | 19.39 | 10.46 |
ROCE(%) | 4.78 | 4.99 | 4.33 | 5.37 | 14.97 | 11.78 | 8.89 | 6.59 | 6.1 | 15.88 | 11.13 |
Price/Earnings(x) | 38.7 | 36.3 | 49.82 | 33.08 | 15.76 | 17.82 | 31.96 | 57.95 | 65.48 | 12.9 | 33.64 |
Price/Book(x) | 1.24 | 1.2 | 1.1 | 1.24 | 1.24 | 1.72 | 1.85 | 1.75 | 1.41 | 1.42 | 2.35 |
Dividend Yield(%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
EV/Net Sales(x) | 3.87 | 2.87 | 1.61 | 1.25 | 1.04 | 1.46 | 0.88 | 0.83 | 0.43 | 0.68 | 2.26 |
EV/Core EBITDA(x) | 22.63 | 21.32 | 19.69 | 16.69 | 8.12 | 12.33 | 14.8 | 17.24 | 14.65 | 5.23 | 12.57 |
Interest Earned Growth(%) | 167.35 | 39.68 | 60.95 | 55.07 | 104.4 | 37.03 | 121.03 | 3.18 | 54.85 | -38.95 | -36.17 |
Net Profit Growth | 9.24 | 6.62 | -19.93 | 75.82 | 255.85 | 25.16 | -39.97 | -47.96 | -10.82 | 804.42 | -31.68 |
EPS Growth(%) | 9.24 | 6.61 | -28.3 | 87.05 | 199.27 | 38.59 | -37.12 | -48.84 | -15.62 | 508.55 | -15.75 |
Interest Coverage(x) % | 6.07 | 5.18 | 3.63 | 34.47 | 11.27 | 6.95 | 1.99 | 1.46 | 1.38 | 4.46 | 3 |
# | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|
Promoter | 62.17 | 62.17 | 62.17 | 62.17 | 62.17 | 62.17 | 62.17 | 62.17 | 62.17 | 62.17 |
FII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
DII | 0.01 | 0.01 | 0.01 | 0.41 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Public | 37.82 | 37.82 | 37.82 | 37.42 | 37.82 | 37.82 | 37.82 | 37.82 | 37.82 | 37.82 |
Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
# | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|
Promoter | 0.73 | 0.73 | 0.73 | 0.73 | 0.73 | 0.73 | 0.73 | 0.73 | 0.73 | 0.73 |
FII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
DII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Public | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 |
Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 | 1.17 |
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