Aditya Birla Money

₹127.1 3.9 | 3.2%

WEBSITE BSE:532974 NSE : ABML 10 May, 16:01

Market Cap ₹718 Cr.

Stock P/E 13.6

P/B 4.4

Current Price ₹127.1

Book Value ₹ 28.8

Face Value 1

52W High ₹148.4

Dividend Yield 0%

52W Low ₹ 48.5

Edit Ratio

Aditya Birla Money Research see more...

Overview Inc. Year: 1995Industry: Finance - Stock Broking

Aditya Birla Money Ltd engages in economic services business in India. The employer affords stock broking and portfolio control services, as well as depository and e-coverage repository solutions and distribution of different financial products. It additionally affords life, fitness, multiply wellbeing, tour, and motor coverage offerings. In addition, the organization offers shares and securities, mutual and pension budget, real property investments, wealth, and portfolio management offerings. Further, it provides mortgage towards securities, home, personal, mortgage, and SME finance services, in addition to debt capital market and loan syndication offerings. Additionally, the agency provides life insurance, health insurance, mutual funds, financing, shares and securities advisors. It operates forty one branches and 1042 franchisee retailers. The business enterprise was included in 1995 and is based in Chennai, India. Aditya Birla Money Ltd is a subsidiary of Aditya Birla Capital Ltd.

Aditya Birla Money Share Price

New

Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

Show Value Show %

Peer Comparison

Aditya Birla Money Quarterly Results

#(Fig in Cr.)	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Operating Revenue	60	60	62	68	67	66	78	96	101	114
Other Income	0	1	5	3	4	4	1	1	1	2
Total Income	61	61	67	71	71	70	79	98	102	116
Total Expenditure	43	42	45	45	43	43	46	57	58	65
Operating Profit	18	19	22	26	27	28	33	40	45	51
Interest Expense	7	8	9	11	14	16	19	21	24	29
Depreciation	2	2	2	2	2	2	2	2	2	2
Profit Before Tax	9	10	11	14	12	10	13	17	19	20
Provision for Tax	3	2	3	4	3	2	4	5	4	4
Profit After Tax	6	8	8	10	9	7	9	12	15	16
Adjustments	-0	0	0	0	0	0	-0	0	-0	0
Profit After Adjustments	6	8	8	10	9	7	9	12	15	16
Adjusted Earnings Per Share	1.1	1.4	1.4	1.7	1.5	1.3	1.7	2.1	2.7	2.9

Aditya Birla Money Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	66	65	112	111	123	163	168	167	193	231	263	389
Other Income	6	5	7	7	2	3	4	7	3	3	16	5
Total Income	72	70	119	119	125	165	172	174	196	234	279	395
Total Expenditure	72	69	103	105	109	141	124	122	143	164	175	226
Operating Profit	-0	1	15	13	16	24	48	52	53	70	104	169
Interest Expense	5	3	3	7	6	12	32	29	24	28	51	93
Depreciation	8	6	6	4	3	2	2	6	7	7	7	8
Profit Before Tax	-13	-8	7	2	7	10	14	17	22	36	47	69
Provision for Tax	0	0	-0	1	1	3	4	5	7	10	13	17
Profit After Tax	-13	-8	7	1	6	7	10	12	16	26	34	52
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	-13	-8	7	1	6	7	10	12	16	26	34	52
Adjusted Earnings Per Share	-2.3	-1.5	1.3	0.2	1.1	1.3	1.8	2.1	2.8	4.6	6	9.4

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	14%	16%	10%	15%
Operating Profit CAGR	49%	26%	34%	0%
PAT CAGR	31%	42%	37%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	149%	41%	23%	25%
ROE Average	37%	40%	47%	23%
ROCE Average	11%	12%	12%	8%

Aditya Birla Money Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	36	37	36	37	43	11	21	31	48	74	109
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Current Liability	128	163	176	199	221	528	672	517	836	1192	1254
Other Liabilities & Provisions	1	0	1	1	1	-2	-3	-4	-5	-6	-7
Total Liabilities	164	201	212	237	265	537	690	544	878	1261	1356
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	2	5	5	6	6	0	0	0	0	0	0
Fixed Assets	27	21	8	7	7	6	7	26	24	24	31
Other Loans	6	5	5	7	8	3	4	5	5	14	17
Other Non Current Assets	0	0	0	0	0	11	15	10	11	12	13
Current Assets	128	170	194	217	245	517	664	503	838	1211	1295
Total Assets	164	201	212	237	265	537	690	544	878	1261	1356

Aditya Birla Money Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	13	4	9	12	9	17	7	6	38	10	37
Cash Flow from Operating Activities	9	21	-22	-23	51	-169	-147	257	-155	-284	-77
Cash Flow from Investing Activities	-18	17	-33	21	-2	-23	24	1	0	0	-4
Cash Flow from Financing Activities	-4	-33	57	-1	-46	182	122	-226	127	311	106
Net Cash Inflow / Outflow	-13	5	3	-3	3	-10	-1	32	-28	27	26
Closing Cash & Cash Equivalent	0	9	12	9	12	7	6	38	10	37	62

Aditya Birla Money Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	-2.29	-1.48	1.28	0.22	1.11	1.3	1.77	2.13	2.8	4.64	6.01
CEPS(Rs)	-0.92	-0.38	2.31	0.9	1.66	1.69	2.15	3.28	4.05	5.84	7.18
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	4.97	4.93	4.69	4.9	6.01	1.58	3.63	5.37	8.32	13.16	19.32
Net Profit Margin	-19.22	-12.6	6.32	1.08	4.98	4.49	5.95	7.19	8.16	11.3	12.89
Operating Margin	-12.01	-8.5	8.72	8.42	10.75	13.59	27.21	27.46	23.73	27.44	37.03
PBT Margin	-19.22	-12.6	6.06	1.69	5.64	6.21	8.33	9.9	11.58	15.43	17.75
ROA(%)	-7.23	-4.5	3.43	0.53	2.45	1.82	1.63	1.94	2.22	2.44	2.59
ROE(%)	-37.43	-29.94	26.57	4.51	20.33	34.62	68.14	47.26	40.93	43.18	37
ROCE(%)	-8.56	-8.28	12.84	8.64	13.97	12.46	12.78	13.19	13.51	10.44	10.96
Price/Earnings(x)	0	0	18.71	92.74	28.43	38.59	26.29	8.92	14.68	13.04	7.61
Price/Book(x)	3.25	2.63	5.1	4.09	5.25	31.79	12.83	3.54	4.94	4.59	2.37
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	1.5	0.79	1.18	1.23	1.18	2.04	2.61	0.29	1.05	2.58	2.16
EV/Core EBITDA(x)	-269.52	87.5	8.53	10.38	8.91	13.7	9.18	0.92	3.84	8.48	5.47
Interest Earned Growth(%)	-2.25	-1.22	72.09	-0.59	10.8	31.83	3.33	-0.83	16.1	19.55	13.68
Net Profit Growth	26.75	35.22	186.26	-83.08	413.42	18.73	36.87	19.97	31.68	65.57	29.73
EPS Growth(%)	26.75	35.22	186.27	-83.08	413.32	17.2	36.43	19.97	31.68	65.35	29.55
Interest Coverage(x) %	-1.66	-2.07	3.28	1.25	2.1	1.84	1.44	1.56	1.95	2.28	1.92

Aditya Birla Money Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	73.7	73.7	73.7	73.7	73.6	73.6	73.53	73.53	73.53	73.53
FII	0.19	0.15	0	0.11	0.06	0	0.1	0.07	0	0.03
DII	0	0	0	0	0	0	0	0	0	0
Public	26.11	26.15	26.3	26.19	26.34	26.4	26.37	26.4	26.47	26.44
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	4.16	4.16	4.16	4.16	4.16	4.16	4.16	4.16	4.16	4.16
FII	0.01	0.01	0	0.01	0	0	0.01	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	1.47	1.47	1.48	1.48	1.49	1.49	1.49	1.49	1.5	1.49
Others	0	0	0	0	0	0	0	0	0	0
Total	5.64	5.64	5.64	5.64	5.65	5.65	5.65	5.65	5.65	5.65

Pros

Company has delivered good profit growth of 37% CAGR over last 5 years
Company has a good return on equity (ROE) track record: 3 Years ROE 40%

Cons

Though the company is reporting repeated profits, it is not paying out dividend.
Stock is trading at 4.4 times its book value.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.