Start your mutual fund journey with SharesCart. Professional management, zero hidden charges, and expert guidance every step of the way.
A mutual fund represents a type of investment vehicle that pools funds from various investors as well as invests those funds in a diversified portfolio of assets including equity, debt securities, money market instruments, or a combination of all of these. The key aim of such a fund remains providing a structured investment solution that enables investors to increase their wealth without having to personally manage their investments.
Every mutual fund has a professional fund manager, also known as a fund management team, which takes care of market research, security selection, and risk management as per the strategy of that particular fund. A person investing in a mutual fund holds “units” of that mutual fund, which are proportional to their share in the total assets of that mutual fund.
You can scan through the companies and decide which company to invest in. Once done, you can tell our team about the desired investment.
Professionals track the market, study companies, and make investment decisions for you — so you don’t need to spend time researching or worrying about what to buy or sell.
Your money is spread across many different investments (stocks, bonds, etc.), which helps reduce the impact if one of them performs poorly.
Mutual funds are convenient and flexible in that you can invest or redeem your money in a quick and easy manner whenever you require them.
You receive frequent updates of the performance and investments of your fund hence you are always aware of where your money is invested.
Mutual funds help you work toward long-term goals like education, home purchase, or retirement through steady compounding.
A Systematic Investment Plan, also known as a SIP, refers to a methodical approach of investing funds in a mutual fund scheme by investing a fixed amount of money in it on a regular basis, preferably a month. SIPs are ideal for all investors, especially those who are investing for the first time or those with a constant flow of income. Also, there’s no “timing the market” involved, as your money will be invested in various markets. This automatically smoothes out fluctuations in your portfolio.
Lump sum investing refers to investing a substantial amount in a mutual fund all at a single instance. This method ensures that your entire investment benefits from the potential rises in the market from day one, with compounding happening at a faster rate than in other methods of investing. This tool is particularly effective when you find yourself with excess funds, like when you get bonuses, yearly payments, and when you have savings that are waiting to be invested. Lump sum investments are most effective when markets are stable and undervalued.
See how your investment can grow over time
Estimation is based on the past performance
Estimation is based on past performance
Many delisted stocks are priced below the stock's market potential. There is huge upside and potential to realise significant gains whenever the company resumes or is relisted.
Assuming you have done your due diligence, you may expose your portfolio to unique investments that are not traded on open exchanges with the purchase of delisted stocks.
With time, experience, and a strategic investment, any of the delisted stocks can yield great results if or when market conditions change, or as a strategy of buybacks.
Investing in mutual funds through SharesCart provides you with fund options that have been recommended by experts, no hidden fees, and an uncomplicated and transparent experience. You can plan, track, and grow your wealth, easily, just in one secure dashboard with the help of our platform.
Research-driven funds with clear, zero-hidden-fee pricing.
Easy onboarding, quick transactions, and a smooth investing experience.
Invest for specific goals and monitor your portfolio with real-time alerts.
Secure platform with full regulatory compliance; start small and grow through SIPs or lump sums.
Start your mutual fund investment projects with a simple process. These measures will guarantee that you make wise investments and spend wisely.
Know your short and long term goals- retirement, building wealth or even educating the kids and hence your investments will have a purpose.
Evaluate your tolerance of market changes. To determine the type of mutual fund to invest in, it is important to understand your risk tolerance in order to invest in funds that match your financial perspective.
Provide the necessary identity and address documents to pass the obligatory KYC procedure. This will guarantee safe, legal and smooth investing.
It is easy to open an account by using a reliable investment platform or by going directly to an AMC to manage and track investments in a mutual fund.
Learn about equity, debt, hybrid, and other categories of funds. Select investments that suit your objectives, risk tolerance, and investment time.
Start investing either in a Systematic Investment Plan (SIP), which enables steady and disciplined growth, or invest in a lump sum, which would give an immediate exposure in the market.
Periodically monitor fund performance and analyze your portfolio to make sure it is always on track towards your objectives. Adjust when needed in order to maximize growth.
Large Cap
Mid Cap
Small Cap
Flexicap Fund
Debt fund
Tax saving
Hybrid fund
High return
Mutual Funds have diversified and professionally managed portfolios. However, as market-linked instruments, they have associated risks. Market factors, changes in the economy, and changes in interest rates could bring about changes in NAVs. Credit and interest rate risks are associated with debt mutual funds if there are defaults on issuances and changes due to changes in interest rates. Liquidation risks could be witnessed during times of market stress. Concentrated portfolios might be more volatile. There could be risks associated with inflation and risks associated with reinvestment or currency. To address these challenges at our mutual fund house, we engage in extensive research and monitoring. It is essential for an investor to match their mutual fund investment with their risk profile.
I was nervous about mutual funds at first, but Sharescart’s simple platform and clear explanations helped me learn and invest without confusion.
Ramesh Sahni
Tracking my SIPs on Sharescart is really easy. I like seeing all my investments in one place without opening multiple apps.
Vidya Sharma
The Sharescart team answered my questions quickly and did not push anything on me. It made me feel confident starting my first SIP.
Vicky Chawla
I switched from another app because Sharescart feels more user friendly. The layout is clean and easy to navigate, even for beginners.
Aman Singh
I love the tools on Sharescart. The return calculator really helped me set my investment goals and stay on track.
Pradeep Mongia
I invested small amounts regularly and Sharescart’s reminders and dashboards helped me stay consistent without overthinking.
Vikas Bhalla
Sharescart helped me understand risk and returns before investing. I now check my portfolio often, and it is easier than I expected.
Kajal Verma
The platform feels trustworthy and transparent. I can see exactly where my money is invested without any hidden costs.
Virender Ojha
Customer support was friendly and explained things in simple language. I did not feel left alone after starting my first investment.
Shyamak Tyagi
I like that Sharescart shows fund options clearly and helps me choose based on my goals, not just random suggestions.
Mohit Singh
A mutual fund is a collection of money pooled together by a large number of investors and invested in a diversified portfolio, either in the form of stocks, bonds or gold. This pool is managed by a professional fund manager and investment decisions are made on your behalf.
Examples: 10, 000 individuals, putting in 1,000 rupees each, the fund manages ₹1 crore and invest in various securities.
Mutual funds are professionally managed, regulated but they are exposed to market risk. The security will rely on the type of fund- equity funds are more risky whereas debt funds are not that risky.
An illustration: There is a high degree of safety in a liquid fund compared to a small-cap equity fund.
Stocks present ownership of one company. Mutual funds are invested in numerous companies and thus they are diversified.
Investing in an equity mutual fund = investing in 40-60 companies.
There is a fairly low amount that you can invest in mutual funds. Although there are also numerous platforms where SIPs can be invested in as low as 100-500 rupees, the minimum investment at Sharescart is 2000 rupees. This assists in meaningful allocation and superior portfolio tracking at the start.
SIP allows you to make a fixed amount regularly (monthly/weekly). Lump sum refers to investing large amount at once.
Example: SIP: ₹1,000 every month, Lump sum: ₹1,00,000 in one go
The returns are in the form of capital growth (NAV growth).
Categories include: Equity Funds (high growth potential), Debt Funds (stable returns), Hybrid Funds (mix of both)
The price per unit of a mutual fund is referred to as NAV. Example: NAV = 10.00; where the total assets of a fund are 100 crore and there are 10 crore units.
Select a mutual fund according to your objective, risk appetite, time horizon, expected return, Tax, liquidity, consistency in the past and performance of the fund manager.
Example: Long-term goals (10+ years): Index or equity funds, Short-term goals (1–3 years):Debt or liquid funds.
You typically need: PAN, Aadhaar or address proof, Bank account
KYC identifies you and your address. Prevention of fraud and holding safe financial transactions is obligatory.
At the current NAV, you can withdraw your money anytime in an open-ended mutual fund. The only exclusion is that lock-in schemes, like ELSS, have a 3-year duration. Ex: when the NAV is 20 today and you redeem 100 units you get 2000 .
Market volatility, interest rate variations, credit risk and liquidity risk are some of the risks associated with MF
Examples: Equity funds can decline when the market is on a correction path and debt funds can decline when bond yields increase.
Increased risk is associated with increased returns. Reduced risk implies consistent yet average returns.
Example: Small-cap funds: high risk, high return, Large cap funds: low risk and low return.
Mutual fund taxation depends on the fund type and holding period. Equity funds (≥65% equity) attract 20% STCG (≤12 months) and 12.5% LTCG (>12 months) after a ₹1.25 lakh annual exemption. Debt and non-equity funds are taxed as per the investor’s income slab, irrespective of holding period. Dividends are fully taxable, while ELSS funds offer a ₹1.5 lakh Section 80C deduction with a 3-year lock-in.
Common charges include: Expense Ratio: cost of management Funds, Exit Load: Billed in case of early redemption.
There are no hidden charges.
Not having one or two SIPs is not going to nullify your investment. By discontinuing SIPs, the units invested remain in the fund and keep on increasing or decreasing with the market.
Depends on your goals.
Example: Equity funds: minimum 5 years, Debt funds: 6 months to 3 years
The longer the periods, the less the risk, and the better the returns.
Your nominee is able to claim the units by providing necessary documents. In case there is no nominee, the legal heirs may claim at a legal process.
You can monitor your mutual fund investments through our dashboard, where you get real-time updates, performance tracking, and periodic review insights. We also send regular reports and alerts, so you always stay informed without doing the heavy lifting.
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